Marriott card eligibility: Check bonus rules chart

When Marriott acquired Starwood Preferred Guest, it merged three separate loyalty programs — SPG, Ritz-Carlton Rewards and Marriott Rewards — into Marriott Bonvoy in 2019. This combination has resulted in one of the largest loyalty programs worldwide, with over 235 million members worldwide (as of early 2026) who can earn and redeem points at almost 10,000 properties.

Right now, Marriott Bonvoy offers new applicants six credit cards — one business and five personal — from two issuers: American Express and Chase.

Before applying for any of these cards, check out our guide to credit card application eligibility restrictions. Requirements vary by card, but this is a great place to start.

If you’re interested in acquiring one of the six Bonvoy-branded cards currently available to new applicants, use this cheat sheet to see if you’re eligible for a welcome bonus based on which cards you’ve had or currently have — including cards that are no longer open to new applicants.

Related: The best Marriott credit cards

Current Marriott Bonvoy welcome offers

Before we begin, let’s review the current welcome offers on all six of Marriott’s credit cards:

Marriott Bonvoy Bevy American Express Card

Welcome offer: New Marriott Bonvoy Bevy® American Express® Card applicants can earn 175,000 bonus points after spending $5,000 on purchases within the first six months of card membership. Offer ends May 13.

TPG’s April 2025 valuations peg Marriott points at 0.75 cents each, making this bonus worth $1,313. Cardholders also receive automatic Gold Elite status with Marriott Bonvoy. The card’s annual fee is $250 (see rates and fees).

For more details, read our full Marriott Bonvoy Bevy review.

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Apply here: Marriott Bonvoy Bevy American Express Card

Marriott Bonvoy Bold Credit Card

Welcome offer: New Marriott Bonvoy Bold® Credit Card (see rates and fees) applicants can earn 30,000 bonus points after spending $1,000 on purchases in the first three months from account opening.

This bonus is worth $225 per our valuations. Cardholders also receive automatic Silver Elite status with Marriott Bonvoy. The card has no annual fee.

For more details, read our full Marriott Bonvoy Bold review.

Apply here: Marriott Bonvoy Bold Credit Card

Marriott Bonvoy Boundless Credit Card

Welcome offer: New Marriott Bonvoy Boundless® Credit Card (see rates and fees) applicants can earn three free night awards* after spending $3,000 on purchases in the first three months from account opening. Plus, they earn an additional free night award* after spending a total of $4,000 on purchases in the first four months from account opening. Additionally, they can earn up to $100 in statement credits (up to $50 biannually) after spending $500 on eligible airline purchases.

*Nights are valued at up to 50,000 points each. Certain hotels have resort fees.

The welcome bonus on this card is worth up to $1,600 (including the statement credit). Cardholders also receive automatic Silver Elite status with Marriott Bonvoy. The card has a $95 annual fee.

For more details, read our Marriott Bonvoy Boundless review.

Apply here: Marriott Bonvoy Boundless Credit Card

Marriott Bonvoy Bountiful Card

Welcome offer: New Marriott Bonvoy Bountiful® Credit Card applicants can earn 85,000 bonus points after spending $4,000 in purchases in the first three months from your account opening.

This Chase-issued card offers a welcome bonus worth $595 per our valuations. Cardholders also receive automatic Gold Elite status with Marriott Bonvoy. The card has an annual fee of $250.

For more details, read our Marriott Bonvoy Bountiful review.

The information for the Marriott Bonvoy Bountiful card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Marriott Bonvoy Brilliant American Express Card

Welcome offer: New Marriott Bonvoy Brilliant® American Express Card applicants can earn 200,000 bonus points after spending $6,000 on purchases within the first six months of card membership. Offer ends May 13.

Per our valuations, this bonus is worth $1,500. Cardholders also receive automatic Platinum Elite status, 25 elite night credits and an annual free night award up to 85,000 points (certain hotels have resort fees). The card has an annual fee of $650 (see rates and fees).

For more details, read our full Marriott Bonvoy Brilliant review.

Apply here: Marriott Bonvoy Brilliant American Express Card

Marriott Bonvoy Business American Express Card

Welcome offer: New Marriott Bonvoy Business® American Express® Card applicants can earn three free night awards (valued at up to 50,000 points each) after spending $6,000 on purchases in the first six months of card membership, plus an additional two free night awards (valued at up to 50,000 points each) after spending an additional $3,000 on purchases ($9,000 in total) in the first six months of card membership. (Certain hotels have resort fees.)

This bonus is worth up to $1,850 per our valuations. Cardmembers also receive automatic Gold Elite status. The card has an annual fee of $125 (see rates and fees).

For more details, read our full Marriott Bonvoy Business Card review.

Apply here: Marriott Bonvoy Business American Express Card

Marriott Bonvoy card eligibility chart

Across the top, you will find the names of the Marriott credit cards you can currently receive a welcome bonus on. Down the left side, you’ll find the names of current and previous Marriott credit cards you may have or may have had in the past.

Here’s what the information in the chart indicates:

• OK: You should be able to get the welcome bonus from this card if you apply and are approved.
• N/A: You already have this card or have had this card before.
• 30 days: You cannot have or have had this card in the past 30 days.
• 90 days: You cannot have opened this credit card in the last 90 days (but you can have the card if it was opened more than 90 days ago).
• 24 months: You cannot have received a welcome bonus or upgrade bonus on this card in the last 24 months (but you can have the card).
• Not eligible: You cannot currently have this card or have had this card.
• Close: You cannot currently have this card or have received a welcome bonus for it in the last 24 months.

*The information for these cards has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Reminder about previous SPG credit cards

If you’re wondering where the SPG credit cards from American Express are on the above chart, remember that those were converted to Bonvoy-branded cards. The three Amex cards near the bottom of the far-left column are the SPG cards with their updated branding. As a refresher, here’s how the SPG Amex cards converted to Bonvoy Amex names:

Keep in mind that Amex and Chase offer card bonus qualification tools on their websites. These should let you know whether you can successfully apply for a card and earn the welcome bonus before the system runs your credit and you officially apply.

But a sound travel rewards card strategy includes some planning, so if you’re interested in one of these cards, you might as well consult the chart above.

Related: Free nights and easy status: Why I have 3 Marriott Bonvoy credit cards and pay over $1,200 in annual fees

Reminder about cards closed to new applicants

From the chart above, you probably noticed that six cards across the top are available for new applications, yet the left-hand column lists many more cards. That’s because multiple cards are no longer available to new applicants.

A good example is The Ritz-Carlton Credit Card. This card is no longer available to new applicants, but you can product change to it from another Marriott credit card. Even though it’s not open to new applicants, cards like the Ritz-Carlton credit card and other Marriott-branded or SPG-branded cards you had in the past can still play a role in determining which current Marriott credit cards you’re eligible for.

To understand which card bonuses you may be eligible for, it’s important to look at accounts you had in the past and find the dates you closed these accounts and the dates on which you received sign-up bonuses. If you’re unsure, you can find this information by contacting the card issuer via chat, secure message online or by calling customer service.

Related: Complete guide to downgrading and product-changing to earn welcome bonuses on Chase Sapphire cards

Chase 5/24 rule

Another restriction to be mindful of is Chase’s infamous 5/24 rule. No matter how high your credit score is, you likely won’t qualify for any Chase-issued card — in this case, the Boundless, Bountiful or Bold — if you’ve opened five or more credit cards in the past 24 months.

If you’re currently over your 5/24 slots, you could still qualify for the Brilliant, Bevy or Business cards from Amex — so long as you meet the other eligibility restrictions noted above.

Related: The best ways to use your Chase 5/24 slots

Amex eligibility pop-up window and bonus restrictions

If you decide to apply for a card with American Express, there is a bonus eligibility pop-up window that will advise you — before submitting your application — if you aren’t eligible for a welcome offer on a card. That way, you can decide whether to continue with the application if you won’t be able to receive the welcome bonus.

This can be helpful if you aren’t sure whether you’re eligible for a new cardmember offer with American Express and want to start an application to find out, but don’t want to submit it until you’ve confirmed your bonus eligibility.

Additionally, remember that Amex has once-per-lifetime offer restrictions. That means that you may not be able to get a bonus on a credit card application if you had that card in the past. This can even apply to previous versions of a credit card, such as potentially being ineligible for an offer on the Bonvoy Brilliant Amex card if you previously had the SPG Luxury card from American Express.

Related: A complete guide to Amex’s one-bonus-per-lifetime restrictions

Bottom line

Marriott offers several great cards with strong welcome bonuses and incredibly valuable free night certificates. Unfortunately, the application rules are complicated, as you must balance issuer-specific rules with additional restrictions around the Marriott card family. The chart above can help clarify whether you’re eligible for a welcome bonus on a Marriott credit card.

Apply here: Marriott Bonvoy Bevy
Apply here: Marriott Bonvoy Bold
Apply here: Marriott Bonvoy Boundless
Apply here: Marriott Bonvoy Brilliant
Apply here: Marriott Bonvoy Business

For rates and fees of the Marriott Bonvoy Bevy Amex, click here.
For rates and fees of the Marriott Bonvoy Brilliant Amex, click here.
For rates and fees of the Marriott Bonvoy Business Amex, click here.